Financial Products

CIGS offers customized Products on the versatile Mobile Platform, to meet the varied requirements of its partners; depending on the policies of its partners (mostly, banks), the Products could be offered as a Menu-based or SMS-based or USSD-based solution.

CIGS’ robust, flexible & highly scalable Mobile Gateway could be integrated with the Core Banking Solution (CBS) of partner banks and also, with the Application used by any other Service Provider as well.

Some of the most popular Products are described hereunder.

Mobile Money Remittance

  • Account to Account
  • Account to Cash
  • Cash to Account
  • Cash to Cash


Financial Services

  • Cash Withdrawal
  • Cash Deposit
  • Funds Transfer
  • Sale / Purchase
  • Refund
  • Void

Non-Financial Services

  • Customer Enrolment
  • Balance Enquiry
  • Mini Statement
  • Customer PIN Change
  • Re-PIN for the customer
  • Last Transaction Status


Self Services

  • Primarily, the customers will be able to avail of the banking services on their own; a few examples Self Service are provided hereunder:
  • Payment
  • Remittance – From Depositor’s Account to the Beneficiary
  • Balance Enquiry
  • Mini Statement View

Assisted Services

BC Agents provide the Assisted Service to the customers; a few examples of Assisted Service are provided hereunder:

  • Cash Deposit
  • Cash Withdrawal
  • Remittance – Depositor remitting money by Cash